Complaints Against Bryan Carter and Co.

 

Registry of Debt Collectors

 

Self-Employed? If you own your own business call the Small Business Helpline for free advice today.

 

 

What To Do If You Get A Nasty Letter or Phone Call From:

Bryan Carter and Co.

Solicitors Who Act On Behalf Of Debt Collecting Firms

This Website is for Consumer Protection Information and All Content is in the Public Domain

 

Bryan Carter & Co is a law company who act for debt collecting companies (DCAs) of the type found in

 

 

DPC Registry is registered and regulated under the Data Protection Act. Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327.

 

Name: Bryan Carter and Co.
Also Known As: Crellins Carter, Bryan Carter & Co., Crellins Carter & Co., Bryan Carter and Co.
Address: 56 Baker Street, Weybridge, Surrey, KT13 8AL or De Havilland Drive, Weybridge, Surrey KT13 0NT (they seem to be a bit selective about which letters they claim to have received, so best to always get a signature).
Telephone: 01932-852833 (for Baker Street) and 0203 147 8060 (for De Havilland Drive)
Fax: A terse note at the foot of their headed paper reads 'This firm does not accept service of documents by fax or e-mail (sic)'.
Email: See above.
Extra Data: They share office space with Fredrickson debt collectors.

 

The chances are that the credit agreement is unenforceable if it was taken out before 6th April 2007. If you have any such credit agreements (loans, credit cards, car finance or hire purchase, etc.) dating prior to that time the law allows you to start an unenforceable credit agreement application here.

 

 

NOTE: Bryan Carter is a solicitor's firm, not a debt collector. The information that follows therefore relates to Bryan Carter's clients and not to the law firm itself, which is acting on their behalf. Having a lawyer between the debt collector and the debtor muddies the water somewhat. Guidance still relates to the debt collector, as stated in law. But the solicitor will have a more virtuoso approach to the larger legal picture, and will be able to creatively throw more spanners into the works. It's a bit like endowing the debt collector with a brain. You may want to start taking your own legal advice now.

Bryan Carter and the Truth About Your Debt

The following relates to debt collector clients of Bryan Carter solicitors and not to Bryan Carter & Co.

The British judicial system doesn't seem to care very much when this happens, it seems. A lot of the debt collection companies that ply their nefarious trade in the UK are financed by overseas investment companies knowing a fast buck where they can see it. There are laws in place regarding Bryan Carter and Co, however the debt purchasing firms operate by breaking the rules as much as they think they can get away with. They only desist when they are rebUKed by a body like the OFT or the FSA. And even then the tiny punishment they are handed is such a small fraction of their overall receipts that they don't give a damn, and they just laugh at such punishments.

The debt collection agencies will try to ruin your life because they will make bigger profits by doing this. They will use dirty tricks, even if it is illegal to do so. It is a vicious profit-driven business run by people without conscience who are told they must meet sales targets at any cost and they will play dirty if they can. The law does not act here unless forced to. If you try to cope with Bryan Carter and Co then you must take action yourself if you are to solve the problem. Unless the laws we have are implemented many people will suffer.

If you are struggling with Bryan Carter and Co then perhaps you may be reassured that a lot of the things they are doing to distress you remain unlawful. The debt collecting firms (or DCAs) do not appear to be obliged, or so it appears, to do anything to improve their conduct until compelled to do so by the Office of Fair Trading.

You may question the validity of the money owed or indeed the existence of the account itself by making a sar (Subject Access Request) as a foil to Bryan Carter and Co. The owner of the debt (the bank or the dca) must give you a fair signed copy of your original credit agreement if that agreement was made prior to April 6th 2007. When they fail to do this they are breaking the law, and the alleged debt is then said to be in dispute. As long as the debt is in dispute they are not allowed to demand that you pay anything (if they do they are in further breach of the act) and they are not allowed to sell it on to another agency (which many do anyway). For as long as the debt is in dispute it is said to be unenforceable, even by a judge. There's a series of pre-written letters available for this purpose. You can get a solicitor to do this for you, because it can be a bit of a strain sometimes. There are also legal firms professing their services in this area.

So ask Bryan Carter for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application here. If you want to check, in addition, missold PPI and recover all the credit card charges you've paid over the last 6 years (plus 8% interest) it costs an upfront fee of only £99 for a full audit to see what you're entitled to. Click here for more.

Want to be in a much better position to manage your affairs? Challenge your debts and reclaim all your credit card charges over 6 years. For more details about this Ministry of Justice licenced service see Help For Debt Problems.

 

DPC Registry is registered and regulated under the Data Protection Act. Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327.

 

 

More Data On Bryan Carter and Co.

Ostensibly an innocent surburban law firm in the stockbroker belt of the south east of England, Bryan Carter's website (associated with the law firm Crellins Carter) lists their areas of interest as family law, probate and conveyancing, both private and commercial. However, they seem to share office space with Fredricksons, the debt collectors, and may have taken care not to mention their interest in the debt recovery sector so as not to tarnish their appearance.

There is evidence to suggest that a significant proportion of their work comes from debt collection on a "letterheads for hire" basis. This would explain why letters with Bryan Carter & Co headed paper were sent out at a time when the firm seems not to have been trading (there is written evidence from the Law Society's regulatory arm that the business ceased trading then restarted trading for periods during 2007 but that business was carried on during the time that they appeared to have not been officially trading, and they are given a bit of a wigging for this).

It is also unclear as to the real location of Bryan Carter & Company's actual address. It seems that post is being collected from the Baker Street address up to April 2009 (albeit somewhat selectively) but the address on their letterheads in De Havilland Drive, which is in Brooklands Business Park in Weybridge.

If you have any information that you would like honest people to know about Bryan Carter then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

 

This Bryan Carter website is part of DPC Registry website group. All rights reserved. Complaints Against Bryan Carter and Company solicitors.

1st Credit
Allied Credit
Cabot Financial
Link Financial
Turnbull Rutherford
HFO Services
Direct Legal & Collections
Sechiari Clarke And Mitchell
Wescot Credit Services